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Disaster Plan: Keep these 8 Property Insurance Questions in Mind

By: Emily Johns on June 4th, 2018

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Disaster Plan: Keep these 8 Property Insurance Questions in Mind

Disaster Plan Series  |  Hurricane Plan  |  Pallet Management  |  Business Tips

As one of the leading pallet manufacturing and recycling companies in the southeast, Pallet Consultants is no stranger to powerful storms. When servicing customers who rely on pallets to operate, it is important to have an effective emergency plan in place during storm season. The following are questions we tend to ask regarding property insurance.


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Emergency Management is defined as the dynamic process of preparing for, mitigating, responding to, and recovering from an emergency.

 As hurricane season approaches, consider asking the following property insurance questions. These tips could help you to recover from business interruptions such as financial losses, regulator fines, loss of market share and damages to equipment and products.

  1. How will my property be valued?

  2. What perils or causes of loss does my policy cover?

  3. What are my deductibles?

  4. What does my policy require me to do in the event of a loss?

  5. What types of records and documentation will my insurance company want to see?

  6. Am I covered for lost income in the event of business interruption?

  7. To what extent am I covered for reduced income due to customers not immediately coming back once the business reopens?

  8. How will my emergency management program affect my rates?

It is important to create an effective emergency management plan to ensure that your company will be able to continue to service customers who rely on your product. Be sure to subscribe to our blog for more tips on how to develop an effective business disaster plan.


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